Review

You have stock options or RSUs and you're terrified of making the wrong move. Exercise too early and you trigger AMT. Wait too long and they expire worthless. Sell after exercise and you pay short-term capital gains. Hold for the long-term rate and the stock might tank. Your company's internal resources are useless—'consult a tax professional'—and actual financial advisors want clients with $500K+ in liquid assets. You're sitting on potentially life-changing equity compensation with no guidance on how to optimize it. The financial planning industry has a massive blind spot for tech workers. Traditional advisors understand 401(k)s and IRAs. They don't understand ISOs versus NSOs, 83(b) elections, early exercise strategies, QSBS exclusions, or the AMT trap that hits high earners with incentive stock options. Budgeting apps can't help with 'should I exercise my options before the next 409A valuation?' Tax software runs the numbers after you've already made the decision. Meanwhile, every decision compounds. The wrong call on equity compensation can cost tens of thousands in unnecessary taxes. The right sequence of Roth conversions, tax-loss harvesting, and asset location can add hundreds of thousands over a career. But accessing this expertise requires either $5,000+ for a one-time consultation or meeting wealth minimums for ongoing advisory relationships. Origin exists specifically for this gap. The platform connects to your accounts—equity, retirement, brokerage, banking—and models your complete financial picture. It understands tech compensation: RSU vesting schedules, option exercise windows, concentration risk from holding company stock, the interplay between California taxes and federal AMT. The AI identifies specific opportunities: when to harvest losses, whether a Backdoor Roth makes sense, optimal exercise timing based on your tax situation. You also get access to human CFPs for complex questions. If your company offers Origin as a benefit, use it—this is financial planning that actually understands your situation.