Review

You eat out regularly—maybe weekly, maybe more—and you're watching money disappear with nothing to show for it. No points, no rewards, no loyalty perks. Credit card rewards give you maybe 2-3% back. Restaurant loyalty programs are fragmented and forgettable. You're spending thousands annually on dining with essentially zero return because the restaurant industry never built a rewards ecosystem that actually works. The math is frustrating when you think about it. You're a reliable customer who shows up and pays full price, repeatedly, while restaurants spend fortunes acquiring new customers through delivery apps that take 30% cuts. Your loyalty is worth something—restaurants know this—but there's been no mechanism to capture that value. Gift cards don't help; they're just prepaying at face value. Restaurant rewards programs fail for predictable reasons: they're individual to each restaurant, require separate apps, expire constantly, and the rewards are trivial. Nobody wants to manage 15 different loyalty apps for 2% off their sixth visit. The cognitive overhead exceeds the benefit. So you just pay full price everywhere, forever. inKind flips this model by letting you prepay for dining credit and receive 15-30% bonus credit immediately. Buy $100, get $120-$130 to spend. It's not a coupon or a points system—it's actual money in your account at restaurants you already visit. The bonus is guaranteed upfront, not earned incrementally over dozens of visits. Thousands of restaurants participate across the US, from upscale spots to neighborhood favorites. The app handles payment via QR code—no fumbling with cards or mentioning promotions. Credits never expire and stack with other offers. For regular diners, this is effectively a 20%+ raise on your dining budget. The referral bonus adds free credit to start. If you're eating out anyway, you're leaving money on the table by paying full price.